WHAT IT MEANS FOR BUYERS AND SELLERS
Spring is already stirring activity. Buyers are engaged and finance approvals are strong, but competition among listings is rising. This is the moment where presentation, pricing, and positioning matter most to stand out.
For buyers, choice is flush, affordability is easing, and interest rates are trending lower. Buyers who secure pre-approval and stay close to their local Ray White salesperson are best placed to move confidently when the right property appears.
LOOKING AHEAD
The RBNZ’ s next OCR Review is scheduled for 8 October, followed by a final update for 2025 on 26 November. These dates will be pivotal for mortgage rates and buyer sentiment moving into the warmer months.
Across our Ray White New Zealand network, we’ re focused on helping our clients navigate this balanced but competitive environment, ensuring sellers achieve premium results and buyers can act with clarity.
August confirmed what we’ ve been sensing all year: the market is not roaring, but it is functioning on stronger foundations. With easing interest rates, steady prices, and greater market engagement, both buyers and sellers have genuine opportunities to make their next move.
Prepared agents, informed sellers, and pre-approved buyers are already at the front of the line. Reach out to your local Ray White office to make the most of this moment.
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