WHAT IT MEANS FOR BUYERS AND SELLERS
For sellers: The right stock is moving. Properties that are well-priced, well-marketed, and aligned with buyer expectations are seeing strong enquiry and competitive interest, particularly in markets where overall listing volumes remain measured.
For buyers, pricing pressure is moderating, and competition is still relatively contained. With affordability improving due to repricing, those with pre-approval and local insight are in a strong position to act decisively, before momentum accelerates heading into spring.
Key dates in 2025:
• 20 August: Monetary Policy Statement
• 8 October: Monetary Policy Review
• 26 November: Final OCR Review of 2025
THE BOTTOM LINE
This market may not be booming, but it’ s working. Real estate is stabilising around stronger fundamentals, and we are seeing the early signs of tactical movement.
For households coming off higher fixed rates, the coming months may offer meaningful relief and increased mobility. For buyers, clarity is returning. And for sellers, confidence is well placed.
Success in this market isn’ t about waiting for a surge; it’ s about preparation, timing, and acting with intent. Whether you’ re stepping forward now or planning your next move, Ray White is here to help you navigate with confidence.
RAY WHITE NOW NEW ZEALAND | 17