LOOKING AHEAD WITH REALISM AND CONFIDENCE
Interest rates remain a key watchpoint. While shorter-term mortgage rates are expected to ease further, longer-term rates are holding firm, creating space for informed decision-making rather than reactive behaviour.
Upcoming RBNZ policy announcements include:
• 9 July: Monetary Policy Review
• 20 August: Monetary Policy Statement
• 8 October: Monetary Policy Review
• 26 November: Final OCR Review of 2025
IMPLICATIONS FOR BUYERS AND SELLERS
For sellers: Momentum is returning, and well-presented properties that align with current buyer preferences are attracting attention. With stock levels still manageable and competition on the rise, now is an ideal time to enter the market.
For buyers: Conditions are steadily improving. Easing rates, improved affordability, and increased stock mean more choice and greater clarity, but preparation is key. Pre-approval, local insight, and confidence in your budget remain your most significant advantages.
The market may not be booming, but it is rebuilding, steadily and deliberately. And in a global environment marked by uncertainty, the fundamentals of New Zealand’ s real estate remain among the most trusted and transparent.
Whether you’ re buying, selling, or simply weighing up your next move, Ray White is here to support your journey with clarity, data, and experience.
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