Ray White Now | 3 Aug 2020 Vol. 12 | Page 11

Demand There are a number of considerations we take into account when looking at the amount of buyers active in the market. Buyers normally start their journey by looking online. Chart 3 shows that the number of buyer enquiries on our websites dipped about 25 per cent in April, but is now up over 11 per cent on this time last year. In fact, we are seeing unprecedented levels of online traffic across our Ray White websites. Industry portals like Domain and REA are also reporting significant increases in buyer enquiry. From online enquiry, the next juncture is buyer inspections. After a considerable fall in March we have seen a major increase in buyer inspections since restrictions have eased. So much in fact that the number of potential buyers inspecting property now is significantly higher than before March 2020. The next stage is buyers bidding at property auctions. This is transparently reported through our auction data. When we look at our auctions in recent weeks, we have seen the average number of bidders per auction (chart 4) exceed the numbers that were achieved in what many would consider our peak selling season over the spring months. Pre-approvals are a key leading indicator to buyer confidence knowing they have the financial capacity to buy the property. Chart 5 shows the monthly home loan pre-approvals recorded by the Loan Market Group have increased by 236 per cent compared to last year and a massive increase of 17 times compared to FY2019. So what factors are contributing to buyer confidence? • Interest rates are at record lows. Importantly, the general consensus among economists is that they will remain at these low levels for the foreseeable future. • Banks and lenders remain very supportive of lending for residential property. • The low Australian dollar is attracting strong overseas buyer interest. • Record levels of government stimulus are supporting buyer sentiment. Chart 3: Online enquiries This chart compares the number of online enquiries made through Ray White websites over the 2019 and 2020 calendar years. It shows that online enquiries are 9.9 per cent above levels at the same time last year. # Online Enquiries / 28 days # / 28 days 70k 60k 50k 40k 30k 20k 10k 6.0 5.0 4.0 3.0 2.0 1.0 Jan Feb Mar Apr May Jun Jul Aug Sep Chart 4: Bidding by month The chart illustrates that the average number of registered bidders per auction has been increasing through 2020 as at 27 July 2020. Jan Feb Mar Apr Avg. Active Bidders per Auction Chart 5: Loan pre-approvals 2019 2020 Source: Ray White Online Analytics May Jun Jul Avg. Reg. Bidders per Auction Source: Ray White EARS Auction Reporting System This chart compares the number of loan pre-approvals submitted via Loan Market brokers over the 2019 and 2020 calendar years. It shows higher levels of pre-approvals now compared to 12 months ago. # Loan Pre-approvals / 28 days 2,000 1,800 1,600 1,400 1,200 1,000 800 600 400 200 Aug Sep Jan Feb Mar Apr May Jun Jul Aug Sep 2019 2020 Source: Loan Market 11