EDITION 1 | MAY 2021
3
I ’ m sure you don ’ t need me further extrapolating quite what a last 12 – 14 months we have seen . It has been a period that we have all had to live through and each has a story .
For many it has been a time of great trauma , sadness , lost time and opportunity . Without doubt , for many others it has proved to be a very testing time . However , such is the ying and yang of our world and I have heard some say it has been a time of learning more about themselves , actually enjoying time spent with the family and creating new bonds , whether that has been with new arrivals , family or even with neighbours .
In years to come , I wonder quite how this period will be viewed and what the historians will go on to say about the Covid pandemic and the start of the 2020 ’ s – and dare I say it , whether we are actually through it quite yet .
The protection world has reported similar outcomes of ying and yang . Protection sales didn ’ t rocket to an all time high off the back of the pandemic as such , for a whole host of reasons , but policy cancelations haven ’ t been as high as first considered . Claims have increased as how could they not . What has happened , put plainly , is for a period we all , as a global nation , came to terms with the fact that actually we are mortal and whilst in 2019 the chances of anything happening to us was very low , with the onset of the virus , we came to appreciate that there was something ‘ out there ’ that was such an unknown that it could have a very serious impact and therefore this became a time of reconsideration . Having turned a half circle for a period , advisers have reported a change in engagement and in many cases it is the client that is now starting the conversation .
This new-found mortality now needs to be met with your support and advice .
For more information about our services , please call us on
01484 439121 or email protection @ simplybiz . co . uk
Please note that provider led information within this publication has been pre-approved under their respective compliance approvals process and the accuracy is not therefore the responsibility of , or the opinion endorsed by , SimplyBiz Services Limited . All products and company names are copyrights , trademarks or registered trademarks of the third parties .
We spent a great deal of our lockdown time looking at how we can offer better support for our Members across many areas , particularly protection , and having formulated our plans and worked closely with our provider partners , out of that has come your new SimplyProtect hub , which houses a raft of information , support , education and tools and tech to support even the most experienced adviser . We have introduced many new events off the back of your comments regarding what you wanted to hear more about , ensuring you can look forward and develop new skills and a deeper understanding of products and the markets . We have also reinvigorated our publications and introduced this new magazine – Protection Tomorrow , where we are dedicated to bringing you best advice , support and new ideas to help your protection proposition flourish .
In this edition , we bring you research from late last year , highlighting the significant variation in perception between the general public and advisers in respect of protection provision , as well a number of supporting features from our in-house protection team and providers , all offering tips hints and new business opportunity .
I hope you will find it a good read .
Protection Tomorrow is published by SimplyBiz Services Limited :
Fintel House , St Andrew ’ s Road , Huddersfield , HD1 6NA
© 2021 SimplyBiz Limited . All rights reserved .
Registered in England No . 04590781 . Registered Office as above .
Martin Reynolds Chief Executive SimplyBiz Mortgages