Risk Protection
Capricorn offers its Members access to a suite of
business products and services, and business and risk
protection is no exception.
Capricorn Mutual is a discretionary mutual set up
exclusively for Capricorn Members and offers a
commercially feasible alternative to insurance. Some of
the protections Members can apply for include business
buildings and contents, theft, mo ney, goods in transit,
personal accident and illness and public and product
liability.
For other protections Capricorn Insurance Services
works with a broad range of insurers to make sure we
can find the coverage our Members need.
Discretionary protection products are provided by Capricorn Mutual Limited (“CML”)
(ACN 104601 194) (AFS Licence 230038). You should consider CML’s product disclosure
statement before deciding whether any discretionary protection product offered by CML is
right for you and in deciding whether to apply for such product.
For insurance that may be arranged through Capricorn Insurance Services Pty Ltd (ACN
154 801 377) (“CIS”) (AFS Licence 435197) you should consider the relevant product
disclosure statement before deciding if the terms of that insurance cover is right for you
and in deciding whether to apply for such policy.
Please ring 1800 007 022 (Australia) or 0800 555 303 (New Zealand) or visit www.
capricornmutual.com.au to obtain a copy of the product disclosure statement for
discretionary protection offered by CML and insurance cover offered through CIS..
Capricorn Insurance Services Pty Ltd (AFS Licence No. 435197) is authorised to provide
financial product advice and deal in general insurance.