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assist first-time-home-buyers . With various JVs with property developers , there are many Rumah WIP , Rumah Selangorku and other affordable housing schemes that fall way below the RM300,000 price tag . Some even come with zero down payment and no legal fees and stamp duty charges .
For more tips on home ownership , the property market and home improvements :
• Tune in to TRAXX FM ( 90.3 ) every last Friday of the month and listen to my show Property On Traxx
3 ) Rent To Own The rent-to-own or also known as RTO scheme isn ’ t something new to our Malaysian property shore . With RTO , you may pay rental ( slightly higher than market rates ) with the option to purchase the house later in life . The idea behind this initiative is to force savings for you ( as part of the rental will be kept in a savings ) to be utilized by you later on as down payment when you are ready for purchase .
Many a time , people do not understand the property buy in game and end up biting more than they can chew . This always results in disappointment at the end of the day . Do not rush into home purchase and struggle to make payments every month . Home ownership should be a happy and proud moment in everyone ’ s life , so make it count by waiting for the right moment .
Gunaprasath ( left ) with Deejays BK and Diyana during a segment of Property On Traxx .
• Watch Jalan Jalan Cari Rumah on FaceBook ( https :// www . facebook . com / jalan2carirumah ) or on YouTube ( https :// www . youtube . com / channel / UCC _ 7YVDh411ImhcRtXwTWcA ) every fortnight ( Thursdays )
Gunaprasath ( left ) with Ikhram Merican during a shoot of Jalan Jalan Cari Rumah .
PROPERTY360DIGEST E-MAGAZINE ISSUE # 6