Property Hunter Magazine September Issue 2014 | Page 90

/// Hot Topic Jesselton Residences Pedestrian Boulevard, Sutera Avenue Prime developments have shown a higher degree of resilience by being able to better ride out financial crisis and bounce back to restore investor confidence compared to other types of property. But what factors contribute to this resilience and are you primed for prime property investment? Sutera Avenue global business information and media group, Ms Heaton again voiced her confidence in the UK property market to continue thriving despite worries of a UK market “bubble”. She said, “England had experienced very strong levels of growth traditionally and between 1996 and the onset of the credit crunch in 2007, average annual growth had been 9.65%.” Indeed, in 2002 and 2004 it was 16.1% and 14.8% respectively. The market has a habit of self-regulating itself and when it overheats or mortgages become more expensive it becomes unaffordable and prices tend to flatline.” 90 www.PropertyHunter.com.my Malaysia is still in its infancy if compared to a matured prime property market like London. It has fared relatively well and even with the recent cooling measures, itis expected to remain stable for the second half of 2014 and into 2015. But its resilience is yet to be fully tested and this is one of the list of indicators put forward that will determine if a city or country’s property market will have a longterm future. Resilience Indicators There seems to be a common practice amongst governments to equate rising property prices with increasing affluence. While housing prices are often used as a yardstick to measure economic health in many countries, increasing prices are great when you have growing equity in your property but not so great if you have to max out on lending just to get in on the action. So what should you consider before investing a huge sum of money in prime property in Malaysia? A report on Resilient Cities by international real estate company Grosvenor International Research cited that apart from a stable pattern of urban and population growth, adaptability as one of the main indicators of resilience. In the report’s foreword, its CEO Mark Preston quoted: “At Grosvenor, we realise that a city’s long term success cannot be measured on annual volatility and returns alone. We need to evolve our approach and analyse the risks and opportunities of cities holistically, taking into account their geographical location, governance, predicted population growth and resources, amongst other things. We need to know how vulnerable they are, but also understand their ability to adapt and improve. We need to establish their resilience.” Malaysia has a proven list of the qualities to attract prime property investors– geographical location, accessibility, communication, excellent public, health and educational facilities and a thriving property development industry. Property investors in Malaysia now have more information available to them to help them decide on what to invest in. Knowledge is power and the more data you have, indeed the more you are able to invest wisely. www.PropertyHunter.com.my 91