Property Hunter Magazine Property Hunter Magazine Issue 52 - March 2014 | Page 50

/// Hot Topic The Worst Places to Invest in 2013 /// HOT TOPIC Venice, Italy No property investor wants to miss out on the next big opportunity, but there are still some countries that, despite all the marketing hype, will leave you feeling the chill of recession long after you have parted with your cash. Although there are arguably many worse places in the world to put your hard-earned money, overseas property investment company Colordarcy took a look at what it considered to be the worst property markets of 2013 – markets that enjoyed stable governments and democracies, as well as functioning economies. All of its selections of the worst property markets for 2013 were in Europe, with just one making it onto the list for the second year running. 5. ITALY Italy’s economic situation is so bad the government is even laying off job centre staff to save money. This goes some way to explaining why Italy enters our Worst Property Markets list. Property prices in Italy have slumped by 5.1 percent. Just when other parts of Europe are 50 www.PropertyHunter.com.my worrying about property bubbles – Italy has lost all the fizz out of its property market. That said, there is no shortage of opportunities to invest in Italy if you enjoy la dolce vita (the good life) with some nice properties to be found amongst the lemon trees in those green Tuscan landscapes. Any students of Italian history will know about Italy’s economic miracle of the 50s and 60s. It needs another one now. Italy has suffered the longest recession since the end of the Second World War and, with consumer spending low and exports not competitive, the economy is forecast to shrink by 1.8 percent this year. The next generation now has to deal with youth unemployment at a record high of more than 40 percent. Many would rather leave the country than buy a home in Italy. Italy hasn’t been in this kind of mess since the end of the Second World War, and it is unlikely that a second economic miracle will be coming anytime soon. If you bought a property in Italy in 2013 it is likely you will have lost money, and the chances are that you will lose even more in 2014 while trying to plug the leak in rental returns. ECONOMY: It’s still shrinking and the outlook remains bleak. CAPITAL GROWTH: All the cards are stacked against it. RENTAL MARKET: At 2.56 percent in the capital, Rome, the rent wouldn’t even cover your costs. FINANCE/MORTGAGE ACCESSIBILITY: The mortgage market is tight in a country where job security is a thing of the past. VALUE: Property in Italy is expensive and there are better places to invest your money unless, that is, you have a particular liking for this country. 4. CROATIA The head of Croatia’s Chamber of Commerce was recently arrested on suspicion of corruption and embezzlement. This is news the country can do without, after years of recession and plummeting property values which saw another 5.5 percent fall in 2013. Croatia is a beautiful country and a nice place to visit for cheap holidays, but a property investors’ paradise it most certainly is not. This is a country where it is still acceptable to send ‘thugs’ around to evict a stubborn tenant, according to The Global Property Guide. What can be said about Croatia is that it is an example of how joining the European Union doesn’t necessarily guarantee an upsurge in property prices and an economic feel-good factor. Unlike some East European countries fortunate enough to join the EU party early, Croatia was the latecomer – arriving just as most of the rest of Europe was nursing a hangover. After four long years of recession there are rumours that Croatia may seek assistance from the International Monetary Fund (IMF). The country’s borrowing needs were described as “enormous and very risky” by their own Finance Minister. This doesn’t inspire confidence;