Property Hunter Magazine Property Hunter Magazine Issue 51 - February 2014 | Page 52

/// Contributor Michael Yeoh The Mortgage Expert With over 15 years of experience in the mortgage and investment industry and working with prominent companies such as Standard Chartered Bank, Hong Leong Bank, HSBC and Hwang DBS Unit Trust, Michael has helped thousands of loan borrowers by providing comprehensive mortgage advisory and solutions. Michael regularly conducts mortgage courses and has produced many graduates. He is also a regular columnist and also has being featured in New Straits Times Press, The Star, Property Guru and also Property Hunter magazine. He speaks regularly in Property Exhibitions, Seminars and also for developers. You can get in touch with him at Website: www.michaelyeoh.com.my 2014 Property Strategies I f we were to look back in the year 2013, a lot has happen and many changes took place in the property industry. From the introduction of Bank Negara’s Responsible Lending Policies to Property curbs such abolishment of DIBS and increase in RPGT, buying and investing in properties going forward will never going to be the same anymore. Looking at macro economics stand point the reduction of petrol subsidy, abolishment of sugar subsidy, implementation of GST and the latest but not confirm yet at the point of writing which are toll heights will definitely have negative impact on the property industry. As we embrace the year 2014, we need to establish a set of new strategies as property investors. It will be more challenging this year. Gone are the days where you just buy buy buy and sell sell sell as this might not work anymore. Planning and execution of the right type of property investment strategies is paramount important today. There will still be changes and new policies which will be implemented in 2014, we must be ready to adapt and move forward. While the author makes reasonable efforts to present information which he believes to be reliable, the author makes no representation that the information or opinions contained in this article is accurate and complete. Readers are advised to seek specific professional advice before acting on the views. 52 www.PropertyHunter.com.my Looking at the current scenario, I would say property investors will be switching their strategy instead of flipping to holding their purchase from mid to long term. This is good for retirement planning. I have always stressed that, learning from the right people or so call gurus who are expert in their respective industry is a must. There are 4 [\ܝ[