Property Hunter Magazine Property Hunter Magazine Issue 50 - January 2014 | Page 50

/// Contributor Michael Yeoh The Mortgage Expert With over 15 years of experience in the mortgage and investment industry and working with prominent companies such as Standard Chartered Bank, Hong Leong Bank, HSBC and Hwang DBS Unit Trust, Michael has helped thousands of loan borrowers by providing comprehensive mortgage advisory and solutions. Michael regularly conducts mortgage courses and has produced many graduates. He is also a regular columnist and also has being featured in New Straits Times Press, The Star, Property Guru and also Property Hunter magazine. He speaks regularly in Property Exhibitions, Seminars and also for developers. You can get in touch with him at Website: www.michaelyeoh.com.my Going Forward. Mortgage Financing after Budget 2014 Announcement N ow that the dust have settle and we have already know the outcome of The Budget 2014 what happens next? During the Budget 2014 announcement I was glued to the TV looking for sign of any announcement with regards to Mortgage Financing. Waiting, waiting and waiting patiently for our Prime Minister to make an announcement and until the end, H’mm no announcement. It should be good news right. Well, I was scratching my head what shall I talk about during my Post Budget Seminar on November 9 & 10. I have to give 3 talks in 2 days. All arrangement has been made and the show must go on. That’s not all, on Saturday a day after the announcement I have an interview with the media at 10 am. Richard Oon, the Tax Expert who is also speaking together with me has lots to talk about on the hike in RPGT and implementation of GST. I will not be commenting on RPGT here as I believe most of the property gurus should have covered this. Suddenly, a few hours later something struck me. I should be thinking out of the box looking at a different perspective at a macro view. I ask myself, what will be the impact to our mortgage industry when While the author makes reasonable efforts to present information which he believes to be reliable, the author makes no representation that the information or opinions contained in this article is accurate and complete. Readers are advised to seek specific professional advice before acting on the views. 50 www.PropertyHunter.com.my a) Sugar subsidy of 34 cents is abolished b) Implementation of GST in the year 2015 Hold that taught first. Let’s rewind a little bit too a few months back before our general election. During my talks I always mention that there will not be any other new policies by the government but what happens after that is a big question mark. Everyone should be aware that after the election, what shakes the industry is the increase in Petrol Price to another 20 cents. When petrol price goes up what happen next.