PROHIT, proffesional debt collecting agency 150-OK 2017-06 predstavitvena brosura 210x250 ANG | Page 7

Services 7 Recovery of secured claims If the claim is secured by real estate, we offer a wide range of services with regard to these claims. Together with the investor, we arrange for a strategy to recover such claims, and the recovery process itself is primarily comprised of personal meetings with debtors, where we try to reach a repay of the creditor’s claim with out-of-court negotiations with the debtor, either by refinancing or selling the property on the open market with the consent of the debtor. In the case of the sale of the property on the open market, where higher prices are generally reached, we work with real estate agencies. In the event that the property cannot be sold on the open market, a procedure on the court is carried out, and we also try, with the help of advertising, to attract as many customers as possible to public auctions, and consequently, reach a higher price. We also protect creditor’s rights in the eventual insolvency proceedings with the application of the right to separate satisfaction and selling at the highest possible price.