PRIMARY PROVIDES ACCESS TO ANY PRIVATE HOSPITAL AND USES A LINKED FORMULARY OF CHRONIC MEDICATION .
PRIMARY SELECT USES A LIST OF SPECIFIC PRIVATE HOSPITALS AND LINKED FORMULARY OF CHRONIC MEDICATION .
YOU ONLY PAY FOR A MAXIMUM OF THREE CHILDREN . DEPENDANTS UP TO AGE 24 YEARS PAY CHILD RATES .
All benefits and limits are per calendar year , unless otherwise stated . Managed Care protocols apply . All benefits are approved by the Council for Medical Schemes . PMB = Prescribed Minimum Benefits