PicsArt Monthly PicsArt Monthly Magazine December Issue 2014 | Page 9

PRO INSIGHT Recently on photographic assignment the exchange rate was 1600TZ for $1US. Just doing the calculations in my head caused several costly mistakes. Being facile in mental conversions is an artform. For certain spots on the globe, negotiating, bargaining are part of the social fabric. How to navigate financial protocol can make or break a photography excursion. Tourists unfamiliar with transferring money around the world are often confused by local customs. They can be complicated. Money looks different. It is printed in another language. Intricate math is involved. Many travelers pull out calculators, special devices and cell phone apps to help with the arithmetic. They become mired in the fact that money does not translate one-to-one and fluctuates daily. Retail “sticker shock” can be daunting. Rate of exchange has little or no bearing on the strength of one currency against another. Leave high finance to the speculators. Your primary quest is to find who consistently offers the most favorable rate. Convenience is expensive. So your hotel may be an easy resource but not the best place to convert. Banks, even ATMs, are usually better. Remember you pay a fee each time you trade back and forth. So do it as rarely as possible. PicsArt Monthly |9