8 Ways to Stay Frugal By Not Being Normal
Most of us believe in a power of a habit. If you do something again and again, you get used to it and after you think that it’ s the only way for doing something. That easily can happen in your financial life. You may think that what you do concerning your money is normal but indeed, it isn’ t. People like comparing themselves to each other.“ If my friends do that, then it must be okay” – this phrase you can hear quite often. But it’ s time to change your mind and review financial steps you make! Something you may be doing seems normal but indeed it can be much better! Check if you’ re thinking like this and what you can change in your financial routine.
You may think that it’ s normal when:
1. You Don’ t Get Rewards for Your Purchases
Indeed: Today there’ s a big competition on the market and retailers often return their customers 1-20 % of the purchase. Thus, you can choose an online store you like which works with many retailers and get to know about the reward program. It’ s absolutely free and can save you good money! Who knows, maybe you will be able to save 1 million for a retirement.
2. You Don’ t Check Insurance Rates
Indeed: Whatever you buy, shopping around is always a good idea. Moreover, you buy insurance every year so before buying it’ s better to check the market for the better rates. Don’ t be sure that you get the best rates, check it and maybe you’ ll find better and cheaper option. Learn how to choose health insurance plan.
3. You Pay Bills Without Negotiating It
Indeed: What to do if you can’ t pay your bills? Some consumers get online unsecured loans to cover expenses and it works for them. But pay attention to the opportunity to negotiate your bills! For example, there is a company called