8 Ways to Stay Frugal By Not Being Normal
Most of us believe in a power of a habit . If you do something again and again , you get used to it and after you think that it ’ s the only way for doing something . That easily can happen in your financial life . You may think that what you do concerning your money is normal but indeed , it isn ’ t . People like comparing themselves to each other . “ If my friends do that , then it must be okay ” – this phrase you can hear quite often . But it ’ s time to change your mind and review financial steps you make ! Something you may be doing seems normal but indeed it can be much better ! Check if you ’ re thinking like this and what you can change in your financial routine .
You may think that it ’ s normal when :
1 . You Don ’ t Get Rewards for Your Purchases
Indeed : Today there ’ s a big competition on the market and retailers often return their customers 1-20 % of the purchase . Thus , you can choose an online store you like which works with many retailers and get to know about the reward program . It ’ s absolutely free and can save you good money ! Who knows , maybe you will be able to save 1 million for a retirement .
2 . You Don ’ t Check Insurance Rates
Indeed : Whatever you buy , shopping around is always a good idea . Moreover , you buy insurance every year so before buying it ’ s better to check the market for the better rates . Don ’ t be sure that you get the best rates , check it and maybe you ’ ll find better and cheaper option . Learn how to choose health insurance plan .
3 . You Pay Bills Without Negotiating It
Indeed : What to do if you can ’ t pay your bills ? Some consumers get online unsecured loans to cover expenses and it works for them . But pay attention to the opportunity to negotiate your bills ! For example , there is a company called