• One flat level of benefit of
between £10k and £100k
per member, irrespective of
earnings
• Guaranteed cover for all
employees or all pension
members, who haven’t yet
reached State Pension Age and
who are fit for work on the day
the membership starts
• No medical underwriting forms
to complete
To make life simpler for you, the
Unum Master Trust has been set
up. All employers taking out a Unum
Registered Group Life policy can
use it without any additional cost to
ensure they get all the tax benefits
with none of the associated
time-consuming and complex
administration.
The full terms and conditions can
be found in our Life Cover User
Guide.
Our Registered Group Life product
is written under a trust and
provides a tax-free lump sum up
to the Lifetime Allowance (LTA),
within HM Revenue and Customs
(HMRC) regulations for a registered
occupational pension scheme.
15