Improve Your Whole Home with Better Water

Kinetico K5 Drinking Water Station ®

with the purchase of a Kinetico Premier Series ® water softener

Save up to 25 % on your home and auto insurance when you bundle home, auto and life insurance. * Call today to get a quote and see how much you could save.

Jeffrey Eveslage, Agent 41 W 1st St Waconia, MN 55387( 952) 442-4746 jevesla1 @ amfam. com

Paul Eveslage, Agent 41 W 1st St Waconia, MN 55387( 952) 442-1574 peveslag @ amfam. com

* must be presented at the time of purchase. not valid with any other offers. exp 5.31.24

/ / 25

Haferman

* Customers who bundle home, auto and life policies may save up to 25 % on their home and auto policies together( as of December 2023). Discounts may vary by state, property, policy form and company underwriting the auto and / or home policy. Discounts may not apply to all coverages on an auto or home policy. Discounts do not apply to life insurance policies.

American Family Mutual Insurance Company, S. I. & its Operating Companies, American Family Life Insurance Company, 6000 American Parkway, Madison, WI 53783 © 2023 21714 – Rev. 4 / 24 – 24797965

Try a HELOC for Home Projects, Debt Consolidation, and More! To open yours, stop by or visitoldnational. com / HELOC

Old National Bank- Waconia 53 West Main Street |( 952) 229-0518

Variable APR during the draw period as low as1

variable APR thereafter

1

Rates, terms, and conditions effective 12 / 19 / 2024 for applications received through 7 / 31 / 2025. Subject to credit approval. Property insurance is required for all loans secured by real estate. Rates are subject to change daily. Contact your Old National Banker or Residential Lender for current loan rates. NMLS # 459308. Other restrictions may apply, see bank for details. The line of credit has a draw period of 10 years, after which you will no longer have access to borrow funds and will be required to repay the borrowed balance within a 20-year term. During the draw period there is an introductory variable rate discount in effect for the first 6 billing cycles, based on a 1.50 % discount resulting in an APR of 1.65 % below the prime rate as published in the Wall Street Journal. After the introductory period expires, the variable rate for the account will be based on The Wall Street Journal prime rate( plus or minus a margin) which is currently 7.10 %. During the repayment period the rate will be fixed based on the rate at the end of the draw period plus a margin which is currently 3.00 %. APR examples provided above are based on the highest credit tier with an LTV of 60 % or less and includes an optional 0.25 % rate reduction available at origination for enrolling in automatic loan payments drawn from an ONB checking account. ONB associates may select the associate discount or Private Banking discount, not both, in addition to the promotional discount. Maximum APR is 21 %, minimum APR is 0.99 %. The initial $ 50 annual fee is waived. During the draw period the minimum monthly payment will be equal to the interest that accrued on the outstanding balance during the preceding billing cycle or $ 50, whichever is greater. During the repayment period the minimum monthly payment will be based on the balance at the end of the draw period amortized over 20 years or $ 50, whichever is greater. If you close or refinance your line of credit within 3 years, a Reimbursement fee will be assessed for the lesser of $ 300 or the amount paid to third parties to recover the closing costs paid on your behalf plus, in MN, the Mortgage Registry Tax( MRT) or Deed Stamp Tax paid on your behalf where applicable. Old National reserves the right to extend or discontinue this offer at any time. Equity Access Cards are not available to Kentucky residents. Member FDIC. 253961-0425-XXX