Blueberry

Freckles photography

Babies l Maternity l Children l Families

COLUMNS & DEPARTMENTS

5 EDITOR ’ S NOTE

Embrace the fall , find the right car and get the best doctor .

11 MONEY TALKS

Dave Ramsey applauds a 5-year-old financial rock star and explains why more is better with house down payments .

www . blueberryfreckles . net

36 A DAD ’ S LIFE

Every-dad Kurt Goerke works without a net , but with a sense of humor , when finding ways to keep his kids safe .

43 TEACHABLE MOMENT

America ’ s family psychologist , Dr . Susan Bartell , talks turkey about why manners matter , especially at the holiday season .

Nearly 250 listings of Tampa Bay ’ s best doctors for family medicine , women ’ s health and pediatric needs . Doctors are voted in by their peers .

Photograph by Blueberry Freckles Photography