Travel Protection Plan
Life happens along the way
A new grandchild , an unexpected wedding invite , a retirement party , or a major family get-together . You don ’ t want to miss out on important events and still travel on the trip of a lifetime .
Our Travel Protection Plan helps you navigate the unexpected by protecting your investment :
PART A *: BENEFITS BEFORE YOU TRAVEL :
• NON-INSURANCE TRIP CANCELLATION WAIVER
• CANCEL FOR ANY REASON : If you must cancel your trip , even up to the day of departure , you ’ ll retain the full value of your trip , including your deposit . You will be reimbursed in cash for certain specified reasons ; for any other reason other than a specified reason , you can receive a travel voucher . ( See plan documents at www . oattravel . com / tpp for details .)
• NO AGE RESTRICTIONS : Our prices will never go up based on age , unlike other plans which may have a higher plan cost .
It is important to have coverage prior to traveling and while you are on your adventure
• Retain up to 100 % cash reimbursement of your trip cost if you need to cancel due to any PRE-EXISTING MEDICAL CONDITION . You must be able to travel at the time you purchase this plan , and you must buy the plan within 14 days of making your initial trip deposit .
“ The way things are in the world now , you just can ’ t take a chance anymore . I have taken many trips , and I ’ ve always used the Traveler Protection Plan for myself and my travel companions — and I ’ ve never regretted it one bit . It may seem like trip protection is an added expense , but it ’ s worth it in the end when you have to use it — that ’ s when it becomes truly valuable .”
PART B TRAVEL BENEFITS **: Expect the unexpected
Flight delays ; missed connections ; baggage delayed , lost , or damaged ; a medical emergency — be prepared for unexpected events while you are on your adventure with our Travel Protection Plan .
• TRIP INTERRUPTION : We protect up to 150 % of Trip Cost ( more than the price of your trip ) in the event of a trip interruption , while other plans cover the base cost your trip .
• The plan also includes many covered reasons , with Covid-19 treated the same as any other sickness under the plan . This coverage includes the insured , their traveling companion ( s ), and their family members .
• TRIP DELAY : Provides benefits up to $ 300 per day ( up to $ 1,500 ) for reasonable expenses — such as meals , lodging , and additional transportation — when you are delayed twelve consecutive hours or more for a covered reason .
• MISSED CONNECTION : Up to $ 1,500 .
• BAGGAGE DELAY : $ 250 per day , up to $ 1,000 .
• BAGGAGE & PERSONAL EFFECTS : Up to $ 3,000 .
Medical Expense
• ACCIDENT & SICKNESS MEDICAL EXPENSE : Up to $ 50,000 in medical expenses and $ 750 in emergency dental expenses .
• ACCIDENTAL DEATH & DISMEMBERMENT : Up to $ 25,000 .
• MEDICAL EVACUATION AND REPATRIATION OF REMAINS : Up to $ 500,000 in medical evacuation and repatriation of remains .
24-hour Non-insurance Emergency Assistance
Jane Hart , 20-time traveler from Bluffton , SC
* Part A Provided by O . A . T . and serviced by Trip Mate , a Generali Global Assistance & Insurance Services brand . Cancellation Waiver is available for purchase separately in NY . In NY and MN a different cancellation waiver is available .** Part B Provided by United States Fire Insurance Company and serviced by Trip Mate , a Generali Global Assistance & Insurance Services brand .
This advertisement contains highlights of the plans developed by Trip Mate , a Generali Global Assistance & Insurance Services brand , which include travel insurance coverages underwritten by United States Fire Insurance Company , Principal Office located in Morristown , New Jersey , under form series T7000 et al , T210 et al and TP-401 et al , and noninsurance Travel Assistance Services provided by Generali Global Assistance , FootprintID and Blue Ribbon Bags and a non-insurance Cancellation Fee Waiver provided by Overseas Adventure Travel . The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions .
Insurance coverages in these plans are subject to terms , limitations and exclusions including an exclusion for pre-existing medical conditions . CA DOI toll free number is 800-927-4357 . The cost of your plan is for the entire plan , which consists of both insurance and non-insurance components . Individuals looking to obtain additional information regarding the features and pricing of each travel plan component , please contact Trip Mate , a Generali Global Assistance & Insurance Services brand ; P . O . Box 527 , Hazelwood , MO 63042 ; 1-866-900-8452 ; assistancefees @ tripmate . com . We are licensed in all states . CA license # 0821931 . To view our licenses , please visit https :// www . tripmate . com / main / generali-global-assistance-insurance-services-licenses . While Trip Mate markets the travel insurance in these plans on behalf of USF , non-insurance components of the plans were added to the plans by Trip Mate , and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans .
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