Travel Protection Plan
Life happens along the way
Our Travel Protection Plan helps you navigate the unexpected, both before and during your trip. See what sets us apart— our robust coverage and a variety of benefits that may not be offered on other plans:
• Cancel any time— and retain the full value of your trip up to the day of departure
• Includes primary medical expense coverage
• Trip Experience Leaders trained for on-site support
• 10-day Free Look Period for plan cancellation and refund
PART A *: BENEFITS BEFORE YOU TRAVEL:
• NON-INSURANCE TRIP CANCELLATION WAIVER
NO AGE RESTRICTIONS: Our prices will NEVER go up based on age, unlike other plans which may have a higher plan cost.
CANCEL FOR ANY REASON: If you must cancel your trip, even up to the day of departure, you’ ll retain the full value of your trip, including your deposit. You will be reimbursed in cash for certain specified reasons; for any other reason other than a specified reason, you can receive a travel voucher.( See plan documents at www. oattravel. com / tpp for details.)
“ The way things are now, you just can’ t take chances anymore. It may seem like trip protection is an added expense, but it’ s worth it when you need it— that is when it becomes truly valuable.”
Jane Hart, 20-time traveler from Bluffton, SC
It is important to have coverage prior to traveling and while you are on your adventure
• Retain up to 100 % cash reimbursement of your trip cost if you need to cancel due to any PRE-EXISTING MEDICAL CONDITION. You must be able to travel at the time you purchase this plan, and you must buy the plan within 14 days of making your initial trip deposit.
PART B TRAVEL BENEFITS **: Expect the unexpected
Flight delays; missed connections; baggage delayed, lost, or damaged; a medical emergency— be prepared for unexpected events while you are on your adventure with our Travel Protection Plan.
• TRIP INTERRUPTION: We protect up to 150 % of Trip Cost( more than the price of your trip) in the event of a trip interruption, while other plans cover the base cost your trip.
• The plan also includes many covered reasons, with Covid-19 treated the same as any other sickness under the plan. This coverage includes the insured, their traveling companion( s), and their family members.
• TRIP DELAY: Provides benefits up to $ 300 per day( up to $ 1,500) for reasonable expenses— such as meals, lodging, and additional transportation— when you are delayed twelve consecutive hours or more for a covered reason.
• MISSED CONNECTION: Up to $ 1,500.
• BAGGAGE DELAY: $ 250 per day, up to $ 1,000.
• BAGGAGE & PERSONAL EFFECTS: Up to $ 3,000.
Medical Expense
• ACCIDENT & SICKNESS MEDICAL EXPENSE: Up to $ 50,000 in medical expenses and $ 750 in emergency dental expenses.
• ACCIDENTAL DEATH & DISMEMBERMENT: Up to $ 25,000.
• MEDICAL EVACUATION AND REPATRIATION OF REMAINS: Up to $ 500,000 in medical evacuation and repatriation of remains.
24-hour Non-insurance Emergency Assistance
* Part A Provided by O. A. T. and serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand. Cancellation Waiver is available for purchase separately in NY. In NY and MN a different cancellation waiver is available.** Part B Provided by United States Fire Insurance Company and serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand.
This advertisement contains highlights of the plans developed by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by Generali Global Assistance, FootprintID and Blue Ribbon Bags and a non-insurance Cancellation Fee Waiver provided by Overseas Adventure Travel. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions.
Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, a Generali Global Assistance & Insurance Services brand; P. O. Box 527, Hazelwood, MO 63042; 1-866-900-8452; assistancefees @ tripmate. com. We are licensed in all states. CA license # 0821931. To view our licenses, please visit https:// www. tripmate. com / main / generali-global-assistance-insurance-services-licenses. While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate, and Trip Mate does not receive compensation from USF for providing the noninsurance components of the plans.
372 For more information, visit www. oattravel. com / tpp