Outlook Money Outlook Money, June 2018 | Page 18

News Roll Kotak Securities’ new intraday trading package Fino Payments Bank to raise `300 crore for digital expansion Brokerage firm Kotak Securities (KSL) has launched a new product that will allow investors to participate in intraday trading across cash, future and options segments for an annual subscription fee of `999. The new product, called ‘Free Intraday Trading’, is aimed at providing “freedom from brokerages”–or charges that investors have to pay to brokerages per trade. The move is expected to double its customer base in 18 months, according to a company release. One of the perks of the subscription is that investors will get free access to Kotak Securities’ research and technology platform for carrying out trade transactions. F ino Payments Bank has launched a slew of products to make digital transactions online and through mobile phones. The payments bank has also announced plans to raise `300 crore by September this year to fund its expansion. The five new digital initiatives include Unified Payments Interface (UPI), BHIM app through which customers can access UPI to make P2P payments, net banking and digi savings account, which can be opened with an Aadhaar number and PAN card, as well as FasTag for making digital payments at toll plazas on national highways. According to Rishi Gupta, managing director and chief executive officer, Fino Payments Bank, the latest initiatives will enable customers to engage in self-service payments with ease. “We have already seen significant adoption of two key digital assets, Rupay debit cards and BPay mobile banking app. While 70 per cent of our customers are digitally active, 40 per cent of the CASA (current account and savings account) throughput is through these digital assets,” Gupta said. Fino has tie-ups with ICICI Bank, ICICI Prudential Life Insurance, ICICI Lombard General Insurance and ExideLife Insurance to cross- sell loans and insurance products. At present, Fino Payments Bank has a d