Outlook Money Outlook Money, April 2018 | Page 42

Cover Story Reimbursement for emergency hospital treatment and transport Expenses incurred to transport remains back to India Policies exclude: Suicide or self-inflicted injury HIV/AIDS, mental or nervous disorder Harm while being under the influence of alcohol or other intoxicants or hallucinogens A participant in felony, riot, crime or civil commotion Loss arising out of war, civil war, invasion, insurrection Damage related to nuclear radiation and contamination The Costs: For 25 years male, total premium for the sum insured of $500,000 (Platinum) is `2,095 For 25 years male, total premium for the sum insured of $250,000 (Gold) is `1,853 For 25 years male, total premium for the sum insured of $100,000 (Silver Plus) is `1,638 For 25 years male, total premium for the sum insured of $50,000 (Silver) is `1,405 (Includes 18 per cent GST. Premium is calculated for the Americas - North as well as the South) HDFC ERGO General Insurance Products offered: 1. Individual Travel Insurance 2. Family Travel Insurance 3. Student Travel Insurance Policies include: Emergency medical expenses for outpatient or in-patient expenses incurred due to illnes