On the Coast – Over 55 Issue 33 I January/February 2020 | Page 9

44% either now or in the future, may ensure they do not have to face planning in crisis mode to give greater control and independence. Why have a family meeting? ƒ Explore priorities and preferences and help the family share a common view ƒ Understand how aged care works and the options available ƒ Understand the costs of care and what you might need to pay ƒ Consider the role of the home in funding care ƒ Review cashflow needs ƒ Ensure the estate plan reflects your parent’s wishes. Your action plan ƒ Be observant ƒ Talk to your family about problems ƒ Talk to your parents about their future and what they feel is important ƒ Understand care options and start research Live alone Living alone reduces the chances of accessing informal carers and increases the need for external support Source: Productivity Commission, Draft Report – Caring for Older Australians, Jan 2011 ƒ Check that current wills and powers of attorney are in place and appropriate ƒ Learn where all the important documents are kept. 56% Do not live alone We can help! Advice is important to help navigate your way forward. Arrange an appointment today. For more information contact TBA Aged Care Financial Advisers Shop 4 Niagara Park Shops, 16 Washington Avenue, Niagara Park P. 02 4320 4000 E. [email protected] tbaagedcare.com.au H appy New Year Shop 4 Niagara Park Shops 16 Washington Avenue Niagara Park NSW 2250 P. 02 4320 4000 E. [email protected] tbaagedcare.com.au Aged Care Financial Planning Our services include: • Aged Care Facility Negotiations • Aged Care Fee Minimisation Aged care financial advisers you can trust • Centrelink & DVA Maximisation • Cashflow Analysis • Family Home options TBA Financial Services Pty Ltd (ABN 46 002 163 886) t/as TBA Aged Care Financial Advisers is an authorised representative and credit representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee. JANUARY/FEBRUARY – ISSUE 33 9