Offshore Guidebook | Real Estate Investor Magazine Offshore Guidebook 2013 | Page 33

Transfer Registration fee, which varies from state to state; legal fees, which generally range between AUD$500 and $1 200 (£250 and £600); mortgage application; local tax, which again varies from state to state; survey, which will cost in the region of $500 (£ 250) and buildings insurance. Some states will also demand that you have a termite and pest inspection, and if you are buying an apartment it is advisable to commission a strata inspection, which determines whether the building as a whole has had any structural problems – or been subject to any administration concerns. Australian taxes also vary depending on which state you live in. However, if you spend more than si x months in a year in Australia, you automatically become liable for income tax. Capital gains tax is payable on any property apart from your principal residence, but the amount you pay va r ies depend ing on you r persona l circumstances. But what about the legal stuff? Foreign persons should notify the government and cooling off period does not apply if you purchase at an auction. Your solicitor will run local searches, similar to those in South Africa, and will check the title deed before you are able to complete the transaction. Completion occurs six weeks after the day of exchange. Know the relevant fees and ta xes. As in any countr y, buying a propert y in Australia is an expensive business – on average you should budget around five per cent of the purchase price to cover the red tape. This is broken down into a Land www.reimag.co.za get prior approval to acquire an interest in certain types of real estate. An ‘interest’ includes buying real estate, obtaining or agreeing to enter into a lease or licence, or f inancing or prof it sharing arrangements. Regardless of value, foreign persons generally need to notify the government and get prior approval to take an interest in residential real estate, vacant land or to buy shares or units in Australian urban land corporations or trusts. Foreign persons also need to notify for prior approval if they want to take an interest in developed commercial real estate that is valued at $54 million or more – unless the real estate is heritage listed, then a $5 million threshold applies. An exception for developed commercial real estate applies to New Zealand investors and United States investors, where a $1. 078 million threshold applies instead. Offshore Handbook 2013 31