October 2016 October 28, 2016 | Page 11

)ULGD\2FWREHU7KH&ROHEURRN&KURQLFOH3DJH &RPPXQLW\1HZV &RQWLQXHGIURPSDJH /DXJKWRQ DW   RU 6WDQOH\0XOOLQVDW *5$&(&+85&+72 +21259(7(5$16 7KHUH ZLOO EH D VSHFLDO QRQ GHQRPLQDWLRQDO VHUYLFH FHUHPRQ\KHOGRQ6XQGD\1RY  WR KRQRU DOO RI WKH YHWHUDQV SDVW DQG FXUUHQW IURP WKLV UHJLRQ 2ULJLQDWLQJ LQ  WKHVHJDWKHULQJVZHUHVHHQDVD ZD\ IRU DOO SHRSOH WR KRQRU DQG UHVSHFWWKRVHWKDWKDGVHUYHGLQ 7KH*UHDW:DU,WZDVGHFODUHG DWWKHWLPHWKDWLW§LVILWWLQJWKDW WKHUHFXUULQJDQQLYHUVDU\RIWKLV GDWH VKRXOG EH FRPPHPRUDWHG ZLWK WKDQNVJLYLQJ DQG SUD\HU DQG H[HUFLVHV GHVLJQHG WR SHUSHWXDWH SHDFH WKURXJK JRRG ZLOO DQG PXWXDO XQGHUVWDQGLQJ EHWZHHQQDWLRQV¨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ªV RQ7KXUVGD\1RYDWDP WRGRWKHZLQWHUEDVNHWV7HUU\ ZDVWRVSHDNWR6DQGUD5LHQGHDX DERXWPDNLQJUHGERZVIRUXV  7KHUH ZLOO EH QR KDQJLQJ EDVNHWVRQ0DLQ6WUHHWLQ GXHWRWKHFRQVWUXFWLRQ%DUUHOV ZLOOEHGRQH  7KHUHZLOOEHQRPHHWLQJLQ 1RYHPEHU &KULVWPDV SDUW\ SODQVWREHPDGHDWDODWHUGDWH 7KHQH[WPHHWLQJZLOOEHKHOGLQ 0D\ ¥VXEPLWWHGE\ -HDQ&DLUG6HFUHWDU\ &$1$$1&+85&+ 6833(56(7)25129 7KH PHPEHUV RI &DQDDQªV *UDFH&RPPXQLW\&KXUFKLQYLWH \RX WR MRLQ WKHP LV D WUXO\ FHOHEUDWRU\ IHDVW WKH ILUVW 6DWXUGD\ RI 1RYHPEHU ZKHUH HYHU\RQH IULHQGVDQGQHLJKERUV ZLOO EH DEOH WR VLW EDFN DQG SUHSDUHWKHLUZDLVWOLQHIRUWKHLU IDPLO\7KDQNVJLYLQJDWWKHHQG RI1RYHPEHU7KLVPHDOZLOOEHD VKRZVWRSSHUIRUVXUH 7KHPHQXLQFOXGHVDKHDOWK\ JDUGHQIUHVKVSLQDFKVDODGZLWK D FUDQEHUU\ YLQDLJUHWWH FODVVL F ZKLWHRUGDUNPHDWFKLFNHQSLHV *UDIWRQ)DUPVPDVKHGSRWDWRHV $5HG7DLOHG+DZNWDNHVDORRNDURXQGDWWKHFKDQJLQJVHDVRQKHUH LQWKH1RUWK&RXQWU\-R\+HEHUWSKRWR 7KH&ROHEURRN&RXQWU\&OXEZDVWKHVHWWLQJODVW)ULGD\IRUDQLQWLPDWHFRQFHUWZLWKWZRRI6FRWODQGª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