OBBBA Tax Provision Summary Chart 2025 July 16, 2025 | Page 6

BUSINESS( AGRICULTURE)

CHANGE PREVIOUS LAW OBBBA CHANGE IMPACT ON YOU / YOUR BUSINESS
Exclusion of Interest on Loans Secured by Rural or Agricultural Real Property
No special exclusion for such interest.
25 % of interest received by qualified lenders on such loans is excluded from gross income.
Reduces borrowing costs for rural / agricultural businesses, incentivizing investment in these areas.
Treatment of Capital Gains from Sale of Farmland
No special installment option for capital gains tax on farmland sales.
Allows payment of tax in 4 equal annual installments for sales to qualified farmers, with restrictions.
Eases liquidity constraints for sellers, potentially facilitating more farmland sales to active farmers.

BUSINESS( CONSTRUCTION & REAL ESTATE)

CHANGE PREVIOUS LAW OBBBA CHANGE IMPACT ON YOU / YOUR BUSINESS
Exception to Percentage of Completion for Certain Residential Construction
Exception applied only to home construction contracts.
Expanded to include residential construction contracts, with a 3-year completion test for non-home contracts.
Allows more residential construction businesses to use the completed contract method, potentially deferring income recognition and reducing current tax liability.

OBBBA Tax Provision Summary Chart reaadvisory. com 6