LEGAL PROTECTION PLAN UPDATE
Legal Protection Committee announces
changes for the new plan year
The LPP Committee has done its annual
review of the plan document, and has
announced the following changes that were
adopted at the April Board of Delegates meeting
for claims made after May 1, 2016.
1. Target of Internal Coverage has increased
to $1,000 per enrollment period.
KEVIN C.
2. Members who have been found to be
LYONS
untruthful in their application or appeal for
coverage may, at the committee’s discretion, forfeit coverage and may be liable for attorney’s fees.
3. A member who switches his/her membership to another
labor organization will have coverage terminated at the time
he/she becomes a member “not in good standing,” as per the
bylaws.
4. Any member who knew of the pendency of charges at the
time of his/her initial enrollment will not be eligible for coverage for those charges.
5. Probationary dismissals are still excluded from coverage, but
the committee reserves the right to review and approve cases
with special circumstances.
These changes are
meant to better serve
the members and
streamline administrative decisions. With
regards
to
plan
administration, as of
Dec. 31, 2015, the
plan had opened
9,501 claims since
2002. The plan had $10,519,557 in reserve to pay future claims,
and has paid out $23,931,213 in claims since the plan’s inception.
The retiree plan has been a great success; currently there are
639 members enrolled for the 2016 year. Also, the new waiver of
limits plan has 2,349 members enrolled, which is about 10
percent of our plan membership.
For the seventh straight year, the plan will maintain its current
fee schedule. This decision is made in spite of the fact that coverage has increased 25 percent over this same time period.
The Committee will continue to work to make our plan the best
it can be, and keep it the best plan for law enforcement officers.
www.njcopsmagazine.com
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APRIL 2016
21