NFB Sensible Finance Magazine Issue 35 NFB Sensible Finance Magazine Issue 35 | Page 3

Photos used in this magazine- 123rf. com layout and design Jacky Horn TA Willow Design jaxx @ at-media. co. za
Editors Robyne Moore rmoore @ nvestholdings. co. za Brendan Connellan bconnellan @ nfbel. co. za
Contributors Phomolo Moreng( NFB East London), Rehana Khan( Prudential Investment Managers), Alex Grunewald( NFB Port Elizabeth), Michelle Wolmarans( NFB Insurance Brokers), Grant Berndt( Abdo & Abdo), Zukiswa Sonjica( NFB East London), Xolisa Funani( NFB Port Elizabeth), Roenica Tyson( Glacier by Sanlam), Kim Doolan( Klinkradt Chartered Accountants), Bryce Wild( NFB East London), Clyde Rossouw( Investec Global Franchise Fund), Debbie Jacobs( IE & T), Xintol Schoeman( NFB Gauteng), Liam Graham( NVest Securities), Travis McClure( NFB East London)
Advertising Robyne Moore rmoore @ nvestholdings. co. za
Address East London Office NFB House, 42 Beach Road Nahoon, East London, 5241 Tel:( 043) 735-2000 Fax:( 043) 735-2001 E-mail: info@ nfbel. co. za
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The views expressed in articles by external columnists are the views of the relevant authors and do not necessarily reflect the views of the editor or NFB Private Wealth Management.
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FROM THE editors

Towards the end of January this year, East London was show-cased as over two thousand local and international triathletes took part in the Standard Bank IRONMAN 70.3 South African triathlon, hosted annually in Buffalo City. Although we are fairly sure that most of you know about the event, it being very well-supported by our local residents, for those who don ' t know, it consists of a 1.9km sea swim, a 90km cycle and a 21.1km run. Now these may all seem quite do-able on any given day on their own, and each is a feat in itself.... but to do them all on one day... one after the other in blistering heat.... takes grit, stamina, self-motivation and some other special mental ingredient we are not sure we even understand.
To participate in a 70.3 IRONMAN event( let alone a full IRONMAN, which doubles up on the above-mentioned distances) takes many months of dedication, time, perseverance and effort – it is a longterm commitment. There will be times that are easier than others; there will be times of having to take pain, questioning the reasons for decisions made and reassessing one ' s long-term goals and objectives. There will be feelings of self-doubt as well as feelings of immense reward along the way – all, hopefully, leading to fulfilling one ' s planned final objective.
These characteristics and the long-term commitment required in respect of the training period leading up to the big day, is not all that dissimilar to what one needs and experiences when dealing with one ' s financial decisions and the differing levels of volatility that investors experience over time depending on the underlying investments chosen.
Always remember that investing needs a long-term view and that it isn ' t all going to be easy. The important things are to ensure that you get solid advice along the way, that you have an appropriate and effective plan and that you understand what you plan to achieve and how you are going to achieve it. And remember, whereas it is possible to over-train for a triathlon, very few investors will tell you that they over-provided for their big day.
We would also be remiss not to mention the sad passing of Joost van der Westhuizen a few weeks ago. One of our most vivid memories brought back to life, of course, is of our South African Springboks, winning the 1995 World Cup. Joost was the epitome of a warrior in the face of adversity, especially in his last and darkest of days, yet what we can take from him, is that even when he was at his very worst he was always fighting, always looking up and trying his best to help others in need. After all, what else are we here for? And still ringing in our heads are the words...“ It ' s the world in union, the world as one....”
Robyne Moore Editor and Compliance & Operations Administrator- NFB EL
SENSIBLE READ
Brendan Connellan Editor and Director of NFB
sensible finance Mar17
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