Eligible children
Eligible children are your children. They must, at the date of your death:
• be your natural child (who must be born within 12 months of your death), or
• be your adopted child, or
• be your step-child or a child accepted by you as being a member of your
family (this doesn’t include a child you sponsor for charity) and be dependent
on you.
Eligible children must meet the following conditions:
• be under age 18, or
• be aged 18 or over and under 23 and in full-time education or vocational
training (although SYPA can continue to treat the child as an eligible child
notwithstanding a break in full-time education or vocational training), or
• be unable to engage in gainful employment because of physical or mental
impairment and either:
- has not reached the age of 23, or
- the impairment is, in the opinion of an independent registered medical
practitioner, likely to be permanent and the child was dependent on you
at the date of your death because of that mental or physical impairment.
Eligible cohabiting partner
An eligible cohabiting partner is a partner you are living with who, at the date
of your death, has met all of the following conditions for a continuous period of at
least 2 years:
• you and your cohabiting partner are, and have been, free to marry each
other or enter into a civil partnership with each other, and
• you and your cohabiting partner have been living together as if you were a
married couple, or civil partners, and
• neither you or your cohabiting partner have been living with someone else
as if you/they were a married couple or civil partners, and
• either your cohabiting partner is, and has been, financially dependent on you
or you are, and have been, financially interdependent on each other.
the mortgage and most of the bills, and you may pay
for the weekly shopping.
On your death, a survivor’s pension would be paid to
your cohabiting partner if:
• all of the above criteria apply at the date of your
death, and
• your cohabiting partner satisfies your pension
fund that the above conditions had been met
for a continuous period of at least 2 years
immediately prior to your death.
You are not required to complete a form to nominate
a cohabiting partner for entitlement to a cohabiting
partner’s pension. However, you can provide your
pension fund with your cohabiting partner’s details.
Your pension fund will require evidence upon your
death to check that the conditions for a cohabiting
partner’s pension are met.
Eligible Jobholder
An eligible jobholder is a worker who is aged at least
22 and under State Pension Age and who earns more
than the annual amount of £10,000 (2016/17 figure).
Final pay
This is usually the pay in respect of (i.e. due for) your
final year of scheme membership on which you paid
contributions, or one of the previous 2 years if this is
higher, and includes your normal pay, contractual shift
allowance, bonus, contractual overtime (but not non-
contractual overtime), Maternity Pay, Paternity Pay,
Adoption Pay, Shared Parental Pay and any other
taxable benefit specified in your contract as being
pensionable.
Your partner is financially dependent on you if you have the highest income.
Financially interdependent means that you rely on your joint finances to support
your standard of living. It doesn’t mean that you need to be contributing equally.
For example, if your partner’s income is a lot more than yours, he or she may pay
34
SouthYorkshirePensionsAuthority
SouthYorkshirePensionsAuthority
35