Navigating Turbulence Vol. 9 No. 9 September 2025 | Seite 6

Group Health • Contractors Insurance • Marine Cargo • Burglary General Liability • Crime Insurance • Workers Compensation including United States Longshoreman’ s And Harbor Act( USL & H / Defense Base Act( DbA) • Flood • Glass Breakage • Marine Open Cargo Property Insurance • Structured Construction Wrap Up Programs Fleet Automobile Coverage • Inland Floater • Professional Indemnity Director’ s And Officers Insurance • Employment Practices Liability High Limit Corporate Umbrella Insurance

COUNT ON US for Business Insurance!

For over 85 years, Calvo’ s Insurance has been providing comprehensive business and personal protection to the island community combining local knowledge with the financial strength from the world’ s leading insurance companies.
As Guam’ s most trusted name in insurance, we offer professional insurance protection that comes from years of experience in covering thousands of customers.

Group Health • Contractors Insurance • Marine Cargo • Burglary General Liability • Crime Insurance • Workers Compensation including United States Longshoreman’ s And Harbor Act( USL & H / Defense Base Act( DbA) • Flood • Glass Breakage • Marine Open Cargo Property Insurance • Structured Construction Wrap Up Programs Fleet Automobile Coverage • Inland Floater • Professional Indemnity Director’ s And Officers Insurance • Employment Practices Liability High Limit Corporate Umbrella Insurance

Reasons to choose Calvo’ s Insurance
1. Financial Strength 2. Insurance Expertise
3. Wide array of Innovative Insurance Products
4. Fast & Fair Claims Service
5. Hard Work, Fortitude & Commitment to serving customers
115 Chalan Santo Papa Hagåtña, Guam 96932 Phone: 671-472-6816 Fax: 671-477-5273 Web: calvos. com Email: ciupc @ calvos. com
Insurance Company: National Union Fire Insurance Company of Pittsburgh, Pa.( A Member Company of AIG)