natsionalnyj-doklad-o-chelovecheskom-razvitii human_dev_1996_eng | Page 7

has been accompanied by falls in investment in housing construction. New terms and incentives have been promulgated but in 1994 and 1995, banks were only able to satisfy up to 14% of the demand for credit. The Report therefore suggests possible steps which could be taken to promote a fully developed housing market. 11. Recommendations for SHD Strategy Each of the chapters in this Report link a particular aspect (Economic transformation, rural development, housing, social infrastructure, and poverty) to their relationship with the human development paradigm, in the context of their contribution to an eventual sustainable human development strategy. The report argues that a growth strategy centered on human capital will be more successful in raising a country's average level of human development for any growth rate of GNP. However, there is no mechanism that automatically translates growth into greater human development. Growth contributes to human development to a greater extent when employment is encouraged, when human development is emphasized as the engine of growth, and when a more equal distribution of income is promoted. HUMAN DEVELOPMENT INDEX (HDI) (1) 1996 0.679 HDI Ranking out of 174 1996 LAND AREA (‘000 sq. Km) 1996 447.4 94 POPULATION Estimated population (million) 1995 22.6 1.9 Population growth rate (%), 1994 Fertility Population density (per sq. Km) 4.1 1994 50.4 Rural population (%) 61.4 Urban population 38.6 ECONOMY Total GDP (US$ billion) 1992 Real GDP per capita ($PPP) 1994 2,390 … Annual GDP growth rate (%) 1994 -3.5 Inflation (%) Employment (%), 1993 - Agriculture 44.6 - Industry 14.1 - Services 28.5 Unemployment (%) : Open 1994 0.3 Unemployment (‘000) EDUCATION Adult literacy rate (%)* School enrollment rate (% Age 6-23)* Mean years of schooling 98.7 1994 50.8 11.4 HEALTH Av. Life expectancy (years)* 1994 70.4