Nations Real Estate Portfolio of Properties 310 West 13th Street, Panama City, FL | Page 3

Panama City, Florida Area Information Panama City, the county seat of Bay County, is located in the Florida Panhandle on beautiful St. Andrews Bay by the Gulf of Mexico. Known as a popular tourist destination, Panama City is alive with activity, from quaint specialty shops to familiar national stores of all kinds and from superb local dining establishments to familiar restaurants. Now, through the efforts and dedication of many, the opportunity to expand development northward is becoming a reality. Major contributors to the continued growth and success of Panama City are Port Panama City located in the protected harbor of St. Andrews Bay, the Panama City and St. Andrew's Marinas located on Florida's Intercostals Waterway, and the higher education opportunities provided by the continued growth of Gulf Coast State College, Florida State University-Panama City, and Troy University-Panama City. Named one of the 100 Best Small Art Towns in America, the city is home to the Marina Civic Center and the Visual Arts Center. The almost- perfect weather, friendly atmosphere, numerous activities and exciting possibilities combine to make Panama City a great place to live, work and play.