NAILBA Perspectives Winter 2020 | Page 19

We want to let you in on a litt le secret It’s a $ 6 billion untapped market opportunity 1 John Hancock Aspire represents an unprecedented chance to grow your business by off ering: • Aff ordable life insurance coverage for people living with type 1 or type 2 diabetes, with the opportunity to earn up to 25% in premium savings 2 • Personalized, state-of-the-art diabetes support, including devices, supplies, online tools, and coaching for qualifi ed members with type 2 diabetes 3 Learn more at JHSalesHub.com/Aspire 1. Calculation methodology: Based on American Diabetes Association population fi gures, adjusted to refl ect addressable market (ages 40-79, HHI $40k+) and the likelihood of that subset having diabetes (htt ps://www.ncbi.nlm.nih.gov/pmc/articles/PMC4603875), factored with the likelihood of person with diabetes having life insurance (2017 John Hancock study), and likelihood of being approved (John Hancock historical underwriting data). With an estimated customer pool of 3.2M and an average premium of $2k (LIMRA), estimated market opportunity is $6 billion. 2. Premium savings are in comparison to the same John Hancock life insurance policy without Vitality PLUS. The level of premium savings over the life of the policy will vary based upon underwriting status, issue age, policy type, the terms of the policy and the Vitality Status achieved. Premium savings are only available with Vitality PLUS. 3. Onduo cannot accept people with the following conditions: pregnancy, liver failure, end-stage renal disease (stage 4 or 5), congestive heart failure (grade C or D), organ transplant or bone marrow transplant, cystic fi brosis, malignant neoplasm (diagnosis or treatment), and any other condition or situation that, in the opinion of the Onduo team, makes the participant inappropriate for participation in the program. For Financial Professional Use Only. Not intended for use with the General Public. Certain aspects of Aspire may change over time. There is no coordination between Aspire and any health benefi ts you may receive from an insurance policy, health plan, or any other wellness programs you may be enrolled in. • Aspire is not available in New York, Washington, Idaho and Puerto Rico. The benefi ts available under Aspire can vary depending on whether the insured has Type 1 or Type 2 diabetes, the type and coverage amount of the life insurance policy purchased and the level of Onduo engagement with the John Hancock Vitality Program. Eligibility for an Onduo membership is also subject to Onduo’s qualifi cation requirements. • Vitality is the provider of the John Hancock Vitality Program in connection with your life insurance policy. John Hancock Vitality Program rewards and discounts are available only to the person insured under the eligible life insurance policy, are subject to change and are not guaranteed to remain the same for the life of the policy. • Insurance policies and/or associated riders and features may not be available in all states. Some riders may have additional fees and expens- es associated with them. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. 1/20 LIFE-9876 MLINY010620008