Get More
Out of Life
with a Long-Term Care Rider
Available on Income Advantage SM IUL and
Life Protection Advantage SM IUL policies
Clients appreciate adaptability when it comes to planning for their future.
Your clients are looking for more out of life. And whether it’s adding a new twist to a favorite family recipe
or remodeling a house, enhancements big and small just make life better. That goes for life insurance too.
In addition to our traditional long-term care products, we are introducing a long-term care rider on our
indexed universal life products.
For clients who need life insurance and want to plan ahead for
long-term care expenses, the LTC rider offers:
• Versatility. In addition to nursing home, assisted living
home health care and adult day care, our rider also
reimburses for services such as bed reservation, respite care
and hospice care
• Flexibility. The rider benefit can be as much as 100 percent
A+
A1 Aa-
(Superior) (Good) (Very Strong)
This rating is the
second highest of 16.* This rating is the
5th highest of 21.* This rating is the
4th highest of 21.*
A.M. BEST MOODY’S
INVESTORS SERVICE STANDARD
& POOR’S
of the initial death benefit, and clients can draw down
1 percent, 2 percent or 4 percent of their LTC rider benefit
amount per month**
And for those who don’t qualify for an LTC rider, we will include a Chronic Illness rider at no additional up-front cost.
For clients looking to protect their assets while preserving their independence, the LTC rider may be a small change
that delivers big improvement.
Contact your marketer or visit mutualofomaha.com/LTC-Rider.
INSURANCE
Z11948
For producer use only. Not for use with the general public.
Life
Medicare Supplement
Long-Term Care
*as of 11/1/18
**Limits apply based upon policy amount.
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