Policies for
Every Taste
Income Advantage SM IUL and
Life Protection Advantage SM IUL
Simple, Flexible Indexed Universal Life Products from the Company that Listens
Some clients are focused on protection, which is why we created Life Protection Advantage. Others want accumulation, and for them
Income Advantage is ideal. But for all clients we offer competitive rates and caps...and a selection of riders that allows for even more
personalization.
With a fully-underwritten IUL policy from Mutual of Omaha, clients can
expect: Rates & Caps do Make the Difference • Simple design. With one index, an annual point-to-point crediting method
and three crediting strategies, you can explain our indexed interest options
in one simple chart 100%
Participation Higher
participation/
lower cap Lower
participation/
no cap
Income
Advantage 100%
11% 140%
8% 60%
Uncapped
Life
Protection
Advantage 100%
10% 140%
7% 50%
Uncapped
• Minimized risk. We offer a zero percent floor; plus, we cap our index loan
charge — most carriers don’t
• Peace-of-mind. A Guaranteed Refund Option helps clients feel secure
knowing they can get a refund if needed
• Versatility. Clients can choose to add our new Long-Term Care rider; and,
for those who don’t qualify for (or purchase) the LTC rider, we automatically
add the Chronic Illness rider at no additional charge
Competitive rates and caps, straightforward design and the potential
to customize the policy your clients want...all reasons to choose an
IUL from Mutual of Omaha.
Participation rates and caps as of January 2020.
A+
A1 AA-
(Superior) (Good) (Very Strong)
This rating is the
2nd highest of 16.* This rating is the
5th highest of 21.* This rating is the
4th highest of 21.*
A.M. BEST MOODY’S
INVESTORS SERVICE STANDARD
& POOR’S
Visit DiscoverIUL.com today!
INSURANCE
Life
Medicare Supplement
Long-Term Care
*as of 12/1/19
453282
For producer use only. Not for use with the general public.