Life
Together we win. Experience North American.
Let Smart Builder
help you win .
Capitalize on the life insurance opportunity with an indexed universal life (IUL)
insurance product designed to:
Leverage clients’
existing funds into a larger...
legacy for the ones they
love, all the while maintaining...
liquidity for those
just-in-case needs.
How does Smart Builder work?
• ZERO Premium Load
• ZERO Surrender Charge 1
• ZERO Percent Floor
• ZERO Extra Premium for Critical,
Chronic, and Terminal Coverage 2
Ready to see how Smart Builder IUL can
be a smart solution for your business?
Visit NorthAmericanCompany.com/SmartBuilder to learn more.
Why North American?
Strong
financial ratings
Stable
leadership
134 years
in business
Client-friendly
marketing materials
Competitive
pricing
1. If Waiver of Surrender Charge Option Rider is elected at issue. The Waiver of Surrender Charge Option Rider is available for an additional charge per $1,000 per month, depending on issue age and underwriting class.
2. Subject to eligibility requirements.
Indexed Universal Life products are not an investment in the “market” or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.
Sammons Financial SM is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®. Annuities and life insurance are issued by, and product
guarantees are solely the responsibility of, North American Company for Life and Health Insurance®.
Agents offering, marketing, or selling accelerated death benefits for chronic illness in California must be able to describe the differences between benefits provided under an
accelerated death benefit for chronic illness and benefits provided under long-term care insurance to clients. You must provide clients with the ADBE Consumer Brochure for
California that includes this comparison. Comparison is for solicitation purposes only, not for conversions.
Smart Builder IUL is issued on policy form series LS187, or state variation, including all applicable endorsements and riders, by North American Company for Life and Health Insurance, Administrative Office, One Sammons Plaza, Sioux
Falls, SD 57193. Products, features, riders, endorsements, or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply.
Administrative Office • One Sammons Plaza • Sioux Falls, SD | NorthAmericanCompany.com
1154NM-3
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
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