5
Ways to Jump Start
Your Life Insurance Business!
Did you know the biggest opportunity
in life insurance is in the broad market?
With over $4.9 trillion 1 in U.S. life insurance coverage gaps for the broad
market, you can help boost your business with PL Promise from Pacific Life.
1
PL Promise
Term 2
Help your clients
fulfi ll their promises
with affordable
death benefi t
coverage, recently
repriced to be even
more competitive!
1
2
3
4
5
2
PL Promise
Conversion UL 3
Early conversion
incentives for
your clients when
they upgrade their
coverage from
PL Promise Term!
3
PL Smooth
Sailing 4
Predictable,
transparent fl uidless
underwriting for
clients at older
ages with no risk
class restrictions!
4
PL Promise
GUL 5
5
Guaranteed death
benefi t protection
at an affordable
price for the
broad market.
Source: “Mass Affl uent Market: Financial Product Ownership,” LIMRA, June 2016.
PL PROMISE TERM Level Premium Term Life Insurance. Policy Form #P16LYT or ICC16 P16LYT and S16LYT 10, S16LYT
15, S16LYT 20, S16LYT 25, or S16LYT 30, based on level premium period chosen and state of policy issue.
PL PROMISE CONVERSION UL (Policy Form #P17LYCUL or ICC17 P17LYCUL, based on state of policy issue) universal
life (UL) insurance with no-lapse guarantee. Early conversion is years 1-4 for 10-year-term; 1-7 for 15-year-term; 1-9 for
20-year-term; 1-12 for 25-year-term; and 1-14 for 30-year-term. There are circumstances in which converting the client’s
existing life insurance or annuity can benefi t the client. As a life insurance producer it is your responsibility to provide your
client with detailed information as to how a conversion may affect the client’s plan of insurance. Clients should be advised
to make a careful comparison of the costs and benefi ts of the existing policy and the proposed policy to determine
whether conversion is the right decision for the client. Request additional details from your Pacifi c Life representative.
PL Smooth Sailing is available with PL PROMISE TERM Level Premium Term Life Insurance, and PL PROMISE GUL
No-Lapse Guarantee Universal Life Insurance. The total amount of life insurance coverage applied for and inforce
with Pacifi c Life may not exceed $1 million.
PL PROMISE GUL No-Lapse Guarantee Universal Life Insurance. Policy Form #P18PRUL and S18PRUL or ICC18
P18PRUL and ICC18 S18PRUL, based on state of policy issue.
Robust
eCapabilities
Make life easier with
eDelivery of Policies,
eTicket with client
voice signature,
eMarketing tools,
and more!
Free marketing
tools make it easy
to start selling.
This ad is intended for Financial Professional Use Only. If you are not a Financial Professional,
please visit our public website at www.Pacifi cLife.com.
Pacifi c Life is a product provider. It is not a fi duciary and therefore does not give advice
or make recommendations regarding insurance or investment products.
Pacifi c Life refers to Pacifi c Life Insurance Company and its affi liates, including Pacifi c Life & Annuity Company.
Insurance products are issued by Pacifi c Life Insurance Company in all states except New York and in New York by
Pacifi c Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely
responsible for the fi nancial obligations accruing under the products it issues. Insurance products and their guarantees,
including optional benefi ts and any crediting rates, are backed by the fi nancial strength and claims-paying ability of the
issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these
guarantees are not backed by the broker-dealer, insurance agency, or their affi liates from which products are purchased.
Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability
of the life insurance company.
This material may not be used in New York.
Life insurance is subject to underwriting and approval of the application, and will incur monthly charges.
Pacifi c Life’s Home Offi ce is located in Newport Beach, CA.
19-32
Contact Pacifi c Life - Lynchburg
to learn more:
(844) 238-4872 Option 3 or
LynInternalSales@Pacifi cLife.com