NAILBA Perspectives Perspectives Fall 2018 | Page 24

What if the market drops just as we retire? What if we face a serious illness? What if one of us outlives our savings? ADD MORE VERSATILITY TO TAKE ON WHATEVER THEIR RETIREMENT BRINGS. Only life insurance can provide a death benefit while also building cash value your clients can access, generally income tax-free. * It’s money that can help make retirement more predictable, if they face unexpected challenges. And it can help ensure their other retirement assets are used the way they want. See more reasons to Add More Life to the conversation. Explore helpful content you can share with your clients, including articles, videos and podcasts. Visit * Per IRC §72. Cash values are accessed via loans and withdrawals. Outstanding loans and withdrawals will reduce policy cash values and the death benefit and may have tax consequences. Life insurance is issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and/or NJ) and Pruco Life Insurance Company of New Jersey (in NY and/or NJ). All are Prudential Financial companies located in Newark, NJ and each is solely responsible for its own financial condition and contractual obligations. Neither Prudential Financial, its affiliates, nor its financial professionals give legal or tax advice. Your clients should consult with an attorney, accountant, and/ or tax advisor concerning their particular circumstances. © 2017 Prudential Financial, Inc. and its related entities. FOR THE EDUCATION OF PRODUCERS/BROKERS ONLY. NOT INTENDED FOR USE WITH THE PUBLIC. 0305439-00001-00