NAILBA Perspectives 2021 Q3 | Page 38

SOCIAL SECURITY DI

Need to know Social Security Disability

The most important piece of knowledge about SSDI is how hard it is to get .
For a program with over 8 million people on it , it ’ s amazing how universally ignorant advisors are of the Social Security Disability ( SSDI ). This is an oversimplified , anyone-can-remember cheat sheet to help you master a bit about SSDI .
Cold hard facts
The most important piece of knowledge about SSDI is how hard it is to get . Whether you are fielding questions from your clients or your family , share the cold , hard facts from the chart below . It ’ s very hard to get . It ’ s a lengthy process . You are more likely to get it if you employ the services of an attorney who specializes in this process .
Fewer than 4 of 10 disability insurance applications are ultimately allowed
Allowed ( 34 %) Denied ( 66 %)
Sylvia Gordon , JD is president of Gordon Marketing , a national Medicare FMO . Together with her sister , Rebecca Gordon , they host a weekly Youtube show , The Wednesday Wrap Up . She is a frequent national speaker on digital marketing for insurance agents . Sgordon @ gordonmarketing . com
allowed on appeal to administrative law judge
allowed at reconsideration
2 %
9 %
allowed at initial application
23 %
denied for medical reasons
36 %
denied for technical reasons
30 %
38 Perspectives Q3 2021