NAILBA ID Trends Resource Guide 2019-20 | страница 12

12
ID Trends
2019
Annuity ownership:
Deferred annuity market penetration rates by generation and other characteristics
Just 15% of U.S. households
own an annuity.
SRI estimates that 1% of
households own an annuity.
30 %
27 %
25 %
22
%
20 %
~14 %
14 %
10
10 %
%
5
%
All
8 %
4 %
Millennials Gen X
HOUSEHOLDS
Baby
Silent
boomers generation
<$50k
GENERATIONS
$50k –
$249k
$250k+
Not
retired
HH ASSETS
Retired
No
RETIREMENT
STATUS
Yes
HAVE AN
ADVISOR
Source: LIMRA Secure Retirement Institute, 2018. Based on 2016 Consumer Survey of 5,223 households.
Who Owns an Annuity – by household financial assets:
Annuity buyers by household investible assets
Majority of deferred annuity
buyers have less than $500k
in financial assets
51 %
23 %
18 %
17 %
15 %
9 %
9 %
6 %
3 %
Under $50k
$50k–$99k
$100k–$249k
$250k–$499k
$500k–$999k
$1m–$1.9m
$2m–$3.49m
$3.5m+
Source: Deferred Buyer/Nonbuyer Study (2018), LIMRA Secure Retirement Institute.