40
2
ID Trends
2019
years of affordable coverage
to meet customer needs
today and tomorrow
The Long
Term Solution
OPTerm 40 ® gives your clients up to
40 years of level term life insurance
that can cover them into retirement
and beyond.
Market realities facing Americans:
People are living and working longer
$
Many still carry debt beyond age 65
Protection in later years is costly
Limited options for longer coverage
lgamerica.com/term
Legal & General America life insurance products are underwritten
and issued by Banner Life Insurance Company, Urbana, MD and
William Penn Life Insurance Company of New York, Valley Stream,
NY. Banner is licensed to do business in 49 states and District of
Columbia. William Penn does business exclusively in New York;
Banner does not solicit business there. The Legal & General America
companies are part of the worldwide Legal & General Group.
Banner OPTerm policy form # ICC18-OPTC and state variations. In
New York, William Penn OPTerm policy form # OPTN-NY. OPTerm
35 and 40 are not available in New York. Two-year contestability
and suicide provisions apply. Policy descriptions provided here are
not a statement of contract. Please refer to the policy forms for full
disclosure of all benefits and limitations. For broker use only. 19-155