My first Publication ocbc_ar17_fullreport_english | Page 225

38. SEGMENT INFORMATION (continued) 38.1 BUSINESS SEGMENTS (continued) $ million Global Consumer/ Private Banking Global Corporate/ Global Investment Treasury and Banking Markets OCBC Wing Hang Insurance Others Group Year ended 31 December 2016 Total income Operating profit before allowances and amortisation Amortisation of intangible assets (Allowances and impairment)/write-back for loans and other assets Operating profit after allowances and amortisation Other information: Capital expenditure Depreciation At 31 December 2016 Segment assets Unallocated assets Elimination Total assets Segment liabilities Unallocated liabilities Elimination Total liabilities Other information: Gross non-bank loans NPAs (include debt securities) (1) 2,722 3,024 708 919 944 172 8,489 1,017 (7) 1,987 – 444 – 415 (42) 726 (47) 112 – 4,701 (96) 1 (11) (17) (142) (726) (103) (454) 907 1,533 445 362 662 (30) 3,879 44 43 2 11 # 2 17 64 54 3 305 185 422 308 104,482 115,471 72,186 50,075 71,912 18,011 432,137 1,005 (23,258) 409,884 116,963 104,612 49,553 42,212 62,951 14,969 391,260 2,240 (23,258) 370,242 83,802 573 110,111 2,222 1,384 – 30,389 268 52 10 (5,586) (187) 220,152 2,886 # represents amounts less than $0.5 million. OCBC Group’s businesses are presented in the following customer segments and business activities: Global Consumer/Private Banking, Global Corporate/Investment Banking, Global Treasury and Markets, OCBC Wing Hang and Insurance. Global Consumer/Private Banking Global Consumer/Private Banking provides a full range of products and services to individual customers. At Global Consumer Banking, the products and services offered include deposit products (checking accounts, savings and fixed deposits), consumer loans (housing loans and other personal loans), credit cards, wealth management products (unit trusts, bancassurance products and structured deposits) and brokerage services. Private Banking caters to the specialised banking needs of high net worth individuals, offering wealth management expertise, including investment advice and portfolio management services, estate and trust planning, and wealth structuring. Global Corporate/Investment Banking Global Corporate/Investment Banking serves institutional customers ranging from large corporates and the public sector to small and medium enterprises. The products and services offered include long-term loans such as project financing, short-term credit such as overdrafts and trade financing, deposit accounts and fee-based services such as cash management and custodian services. Investment Banking offers a comprehensive range of financing solutions, syndicated loans and advisory services, corporate finance services for initial public offerings, secondary fund-raising, takeovers and mergers, as well as customised and structured equity-linked financing. BUILDING ON OUR CORPORATE STRATEGY FOR SUSTAINABLE GROWTH 223