My first Publication ocbc_ar17_fullreport_english | Page 206

NOTES TO THE FINANCIAL STATEMENTS
For the financial year ended 31 December 2017
27. NON-PERFORMING LOANS (“NPLS”), DEBT SECURITIES AND CONTINGENTS
Non-performing loans, debt securities and contingents are those classified as Substandard, Doubtful and Loss in accordance with
MAS Notice 612.
Substandard Doubtful Loss Gross loans,
securities and
contingents GROUP
2017
Classified loans
Classified debt securities
Classified contingents
Total classified assets 2,324
–
15
2,339 693
32
3
728 398
3
–
401 3,415
35
18
3,468 (1,230)
(13)
(4)
(1,247) 2,185
22
14
2,221
2016
Classified loans
Classified debt securities
Classified contingents
Total classified assets 1,848
35
19
1,902 548
45
4
597 387
#
–
387 2,783
80
23
2,886 (610)
(26)
(4)
(640) 2,173
54
19
2,246
BANK
2017
Classified loans
Classified debt securities
Classified contingents
Total classified assets 1,882
–
15
1,897 528
30
–
558 146
#
–
146 2,556
30
15
2,601 (943)
(8)
(4)
(955) 1,613
22
11
1,646
2016
Classified loans
Classified debt securities
Classified contingents
Total classified assets 1,300
35
19
1,354 387
–
2
389 148
#
–
148 1,835
35
21
1,891 (317)
–
(4)
(321) 1,518
35
17
1,570
$ million
(1)

Net loans,
securities and
contingents
# represents amounts less than $0.5 million.
GROUP
27.1 ANALYSED BY PERIOD OVERDUE
Over 180 days
Over 90 days to 180 days
30 days to 90 days
Less than 30 days
No overdue
27.2 ANALYSED BY COLLATERAL TYPE
Property
Fixed deposit
Stock and shares
Motor vehicles
Secured – Others
Unsecured – Corporate and other guarantees
Unsecured – Clean
204
Specific
allowances
OCBC ANNUAL REPORT 2017
BANK
2017
$ million 2016
$ million 2017
$ million 2016
$ million
1,212
257
313
48
1,638
3,468 1,528
337
248
323
450
2,886 603
167
234
43
1,554
2,601 1,000
184
160
301
246
1,891
752
3
12
2
1,848
375
476
3,468 802
3
14
4
1,123
371
569
2,886 286
2
8
1
1,699
348
257
2,601 305
3
9
1
1,010
232
331
1,891