My first Publication ocbc_ar17_fullreport_english | Page 204

NOTES TO THE FINANCIAL STATEMENTS
For the financial year ended 31 December 2017
26. LOANS AND BILLS RECEIVABLE
GROUP
2017
$’000
BANK
2016
$’000
2017
$’000
2016
$’000
Gross loans
Specific allowances (Note 28)
Portfolio allowances (Note 29)
Net loans
Assets pledged (Note 46.1) 237,321,180 220,152,185 145,244,428 133,597,822
(1,236,441)
(616,478)
(946,892)
(321,315)
(1,416,867)
(2,240,779)
(781,049)
(1,402,752)
234,667,872 217,294,928 143,516,487 131,873,755
(526,414)
(464,746)
–
–
234,141,458 216,830,182 143,516,487 131,873,755
Bills receivable
Loans
Net loans 7,797,729
226,870,143
234,667,872
6,529,439
210,765,489
217,294,928
6,004,147
137,512,340
143,516,487
5,318,748
126,555,007
131,873,755
85,485,399
61,444,632
20,481,329
7,795,329
1,963,087
33,010,680
6,988,482
7,548,011
5,292,929
4,625,667
2,685,635
237,321,180
81,260,631
56,575,722
20,551,673
7,485,729
2,232,922
30,339,172
5,440,417
5,642,387
2,681,588
5,182,259
2,759,685
220,152,185
82,005,799
39,953,861
90
–
255,615
8,156,189
4,391,218
6,304,308
2,254,980
686,963
1,235,405
145,244,428
78,677,536
35,710,995
100
–
376,979
7,135,843
3,749,379
5,088,370
1,025,966
872,513
960,141
133,597,822
4,875,295
57,786,503
73,353,010
72,310,789
5,341,737
23,653,846
237,321,180
5,016,070
49,521,159
72,091,853
68,210,416
5,536,070
19,776,617
220,152,185
771,498
22,763,064
59,695,120
43,648,865
2,957,539
15,408,342
145,244,428
843,107
18,635,251
59,192,481
39,957,227
2,741,431
12,228,325
133,597,822
8,073,040
12,501,394
35,436,446
64,542,075
29,009,556
11,567,639
37,837,914
28,703,675
9,649,441
237,321,180
8,973,562
12,697,511
35,631,618
60,149,282
25,348,258
11,519,930
30,491,149
26,395,601
8,945,274
220,152,185
5,154,957
5,235,364
25,856,166
41,525,764
20,954,937
8,271,973
21,457,864
10,036,423
6,750,980
145,244,428
6,319,710
4,827,184
26,953,828
37,708,375
17,395,643
8,272,744
16,234,476
9,726,256
6,159,606
133,597,822
26.1 ANALYSED BY CURRENCY
Singapore Dollar
US Dollar
Malaysian Ringgit
Indonesian Rupiah
Japanese Yen
Hong Kong Dollar
British Pound
Australian Dollar
Euro
Chinese Renminbi
Others
26.2 ANALYSED BY PRODUCT
Overdrafts
Short-term and revolving loans
Syndicated and term loans
Housing and commercial property loans
Car, credit card and share margin loans
Others
26.3 ANALYSED BY INDUSTRY
Agriculture, mining and quarrying
Manufacturing
Building and construction
Housing
General commerce
Transport, storage and communication
Financial institutions, investment and holding companies
Professionals and individuals
Others
202
OCBC ANNUAL REPORT 2017