My first Publication ocbc_ar17_fullreport_english

Operating Expenses (S$ million) Total Income million) Total Income (S$ (S$ million) Operating Expenses (S$ million) 14 % 8,340 8,722 9,636 3,664 8,489 4,034 3,788 5,082 FY15 FY16 FY17 Profit Attributable to Profit Attributable Equity Holders Equity Holders of to the Bank of Bank (S$ million) (S$ the million) 19 % FY13 5,058 3,837 FY14 FY15 FY16 FY17 Assets, Excluding Life Assurance Assets, Excluding Life Assurance Fund Investment Assets Fund Investment Assets (S$ million) (S$ million) 10 % 4,146 3,842 FY13 FY14 FY15 343,940 333,207 FY16 FY17 Ordinary Shareholders’ Equity Ordinary Shareholders' (S$ million) Equity (S$ million) 6 % 37,509 381,011 3,903 3,473 5,602 4,701 2,784 FY14 19 % 3,258 6,621 FY13 6 % Operating Profit (S$ million) Operating Profit (S$ million) 35,507 347,911 33,053 29,701 285,043 2,768 23,720 FY13 FY14 FY15 FY16 FY17 Basic Earnings Per Per Share (cents) Basic Earnings Share (cents) 19 % 102.5 95.3 FY13 FY14 FY15 FY16 FY17 Net Dividend Share (cents) Net Dividend Per Per Share (cents) 3 % 97.6 36.0 36.0 36.0 FY13 FY14 FY15 1.2 14.8 37.0 12.3 11.6 82.2 10.0 75.9 FY14 FY15 Return on Assets (%) Return on Assets (%) 1.23 FY16 FY13 1.14 1.03 FY14 FY15 FY16 FY13 FY14 Tier 1 CAR (%) FY15 Tier 1 CAR (%) 0.1 1.14 1.05 FY17 FY17 14.5 FY13 FY16 FY17 15.1 FY15 FY16 14.9 13.8 FY14 FY13 FY14 Total CAR (%) FY15 Total CAR (%) 0.2 14.8 FY17 Return on Ordinary Ordinary Return on Shareholders’ Equity Shareholders' Equity (%) (%) 34.0 FY13 FY16 FY17 16.3 FY13 FY16 11.2 FY17 0.1 16.8 17.1 17.2 FY15 FY16 FY17 15.9 FY14 BUILDING ON OUR CORPORATE STRATEGY FOR SUSTAINABLE GROWTH 13

My first Publication ocbc_ar17_fullreport_english | Page 15