My first Publication ocbc_ar17_fullreport_english | Page 145

CUMULATIVE ALLOWANCES FOR ASSETS Total Cumulative Allowances S$ million Specific Allowances S$ million Portfolio Allowances S$ million Specific Allowances as % of Total NPAs % Cumulative Allowances as % of Total NPAs % Singapore 31 Dec 2017 31 Dec 2016 764 1,082 320 235 444 847 28.2 29.4 67.4 135.2 Malaysia 31 Dec 2017 31 Dec 2016 618 509 340 124 278 385 39.4 20.4 71.8 83.4 Indonesia 31 Dec 2017 31 Dec 2016 416 461 232 173 184 288 39.4 25.0 70.7 66.7 Greater China 31 Dec 2017 31 Dec 2016 428 610 61 89 367 521 26.5 23.0 184.8 156.9 Other Asia Pacific 31 Dec 2017 31 Dec 2016 194 127 111 17 83 110 44.1 5.1 77.0 38.9 Rest of the World 31 Dec 2017 31 Dec 2016 246 98 185 8 61 90 46.2 10.8 61.4 139.3 2,666 2,887 1,249 646 1,417 2,241 36.0 22.4 76.9 100.0 Group 31 Dec 2017 31 Dec 2016 As at 31 December 2017, the Group’s total cumulative allowances for assets were S$2.67 billion, comprising S$1.25 billion in specific allowances and S$1.42 billion in portfolio allowances. The coverage ratios as of 31 December 2017 comprised total cumulative allowances amounting to 313% of unsecured NPAs and 77% of total NPAs. BUILDING ON OUR CORPORATE STRATEGY FOR SUSTAINABLE GROWTH 143