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How to shop for a mortgage
If you ’ re buying a home , you probably need to secure a loan . However , it ’ s important to shop around for one with terms and conditions that meet your needs . Here ’ s what you should do if you ’ re looking for a mortgage .
Start looking early It ’ s a good idea to begin shopping for your mortgage three months before you visit any properties . This will give you time to evaluate your options . You should make sure that the amount you borrow is within your budget , and that you ’ ll be able to pay it back even if the interest rate goes up .
Consider various lenders
In addition to banks , there are trust companies , credit unions and insurers that offer mortgages . The more loans you compare , the more likely it is you ’ ll find one that meets all your requirements .
Analyze the loan terms
You can save money by negotiating the interest rate on your mortgage . Keep in mind that the contract terms , amortization period , payment schedule , interest type and amount you borrow will affect your home loan payments . Therefore , it ’ s important to ask questions and ensure you fully understand the pros and cons of each option .
Are you having trouble making sense of getting a mortgage ? If so , talk to a mortgage broker for personalized advice .
Home staging
How to depersonalize your property
When staging your home , it ’ s important to depersonalize your property so potential buyers can imagine themselves living there . Here are a few things you should do :
• Remove most decor and only display plants and wall hangings
• Put away paperwork , medications and cleaning products
• Remove personal items like family photos and children ’ s drawings
• Put away toys and sports equipment
• Tuck away trophies , framed certificates , diplomas and collectables
• Remove religious objects , risqué artwork and controversial items
Taking steps to depersonalize your property will increase your odds of getting a great offer . n
Stop By Our Office On The Square To See Our Agents For AnyOfYourRealEstateNeeds !
• Terrie Alderman , Broker / Owner 813-482-6672
• Debbie Mock 229-873-2533
• Justin Liles 229-507-0545
6FirstAvenue , S . E ., Moultrie , GA www . aldermanclassicrealty . com
229-985-0177
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32 MoultrieScene MAY 2022