Montclair Magazine Spring 2022 | Page 5

The Kechian Team of loanDepot is led by Baret Kechian , a leader in the mortgage lending industry with over 25 years of experience . Together , The Kechain Team has helped over 15,000 clients achieve their homeownership dreams ! Baret is consistently recognized as one of the top originators in the industry , most recently in 2021 ranking # 9 out of all mortgage loan originators in the country ( as listed by Scotsman Guide ). The Kechian Team of loanDepot is proud to offer over 300 unique mortgage products , competitive rates , and an entirely virtual loan experience . 1

Baret Kechian

Branch Manager • NMLS # 9411
( 201 ) 796-6441 www . loanDepot . com / baret baret @ loanDepot . com
$ 836M + in Volume in 2021 • # 1 in Purchase Volume in NJ for5Years
About loanDepot
Mike Kelly
Sales Manager NMLS # 1688365
John Pearson
Loan Specialist NMLS # 1085033
Kimberly Curtis
Director of Business Development
Fran Nieves
Loan Specialist NMLS # 460038
loanDepot is the second largestnonbank retail mortgage lender , offering over 300competitivehome loan programsnationwide .
Our Products
Arthur Saganda
Loan Consultant NMLS # 90450
Ed Navarro
Loan Specialist NMLS # 575633
Dillon White
Internal LoanConsultant NMLS # 1683181
Eli Edelman
Loan Specialist NMLS # 1723299
• Low downpaymentoptions available — aslittle as 3 % down ! Optionsfor multifamilyhomes as well !

Contact Us Today to Make Your Homeownership Dreams a Reality

• Fixed andadjustablerates
• Competitiverates
• Ratelocks up to 12 months with refundable fees 2
Hoboken • 114 Willow Ave ., Unit G , Hoboken , NJ 07030 Montclair • 204 Bellevue Ave ., Suite C , Montclair , NJ 07043
1 . Results may vary . Conditions apply . 2 . Interest rate lock requires a deposit of 0.500 % of the loan amount for 120- and 180-day locks , a deposit of 0.750 % for a 270-day lock , and a deposit of 1.000 % for a 360-day lock . The long-term lock program allows a one-time float down when we are 30 days from closing . Upfront interest rate lock deposit fully refundable at closing if the buyer chooses to close with loanDepot ( refund in the form of a credit in escrow for the amount of your deposit ), or if the loan is declined . If buyer cancels loan with a chosen property within the lock period , there will be no reimbursement for any out-of-pocket , loan related costs including the lock deposit . Rate-adjustments for Extended Locks vary by lock term . Not available for all programs . Other terms and restrictions apply . Please discuss options with your loan officer . loanDepot . com , LLC NMLS ID 174457 . 26642 Towne Centre Drive , Foothill Ranch , California 92610 , ( 888 ) 337-6888 - Licensed by the NJ Department of Banking and Insurance . ( 021622 693300 )