Money Matters December-February 2016/17 | Page 10

New Year's Resoultions - All About Money

It is that time of year again when we give up on all things 2016 and tell ourselves that the new year will be bigger and better than ever before. Many will make New Year’s resolutions that do not last past the first weeks of January, but that won’t be the case here. At the SMMC we know all about setting and attaining goals for the future. So here are a few simple ideas to help you kick off 2017 on a high note.

RESOLUTION1:

IMPLE“MINT”A BUDGET!

MINT makes budgeting easy by simply linking your bank account to the app to track your spending. You can customize the pre-made budget to fit your personal needs. The app also allows you to monitor the categories you set up. MINT will notify you when you are near or over your set limits. We all want more money in our pockets, and MINT can help you start keeping track of your money.

RESOLUTION 2:

KNOW YOUR CREDIT

The new year allows us to get a better understanding of credit. CREDIT KARMA allows you to view your credit score and reports anytime at no cost. You can aslo see offers tailored to your credit profile and get credit alerts to help you spot fraud.

By Tania Wen, SMMC Peer Mentor

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