MiMfg Magazine
PREMIUM
ASSOCIATE
8
May 2018
Member
Spotlight
Steve Carey
Guy Hurley Insurance
& Surety Services
Member since July 2006 • Employs 37 Michigan workers • Learn more at www.ghbh.com
Manufacturing is an exciting, challenging and
rewarding career path, but it is not free of risk. Even
the most well-intentioned, highly regulated busi-
nesses can be vulnerable to on-site accidents and
devastating data breaches. In order to protect their
business from the possibilities of its worst day,
proactive manufacturers may utilize the services of
risk management firms located across Michigan.
While it’s safe to say most people don’t feel the same
rush of excitement from insurance as they do from
robotics, engineering and innovation, partnering
with the right team can be the difference between
success and hefty fines, legal liability or bankruptcy.
“Insurance can be a little dry — what we do
doesn’t always make for the most entertaining
dinner party conversation, but we see the value of
what we do every time our clients can go to sleep
knowing their business, their team and their
reputation is secure,” says Steve Carey, account
executive with with Metro Detroit-based Guy
Hurley Insurance & Surety Services.
Founded in 2001 by Tom Guy and Paul Hurley,
the firm of Guy Hurley began as insurance under-
writers, dedicated to leveraging their long history in
the industry to assist clients in minimizing the
impact of claims and working to effectively reduce a
company’s costs and improve their bottom line. It
wasn’t long before they discovered manufacturing as
a natural fit— an industry that could compete better
when aided by proper insurance coverage through a
trusted resource.
“Manufacturing is the backbone of what Michigan
is and their success means greater success for everyone
in the state,” explains Carey. “Because of the inherent
risks of the industry, securing sufficient risk management
protection can help employers navigate the most
complex issues — employee safety, environmental
management, supply chain concerns, protecting
their physical and data-driven assets — to ensure
they succeed today and tomorrow.”
Whether your business is brand-new or well-
established, there are some common questions you
should ask when considering a potential risk
management team:
• How does your risk management team drive
down your workers’ compensation modification?
• What is your team doing to ensure you are
sufficiently protected for loss of income and,
if so, what are the covered causes of loss?
• How does your agency advocate on your
behalf when there is a claim?
• How is your risk management team staying up to
date on the emerging risks and the effects of
industry 4.0 on your risk management strategies?
“If you have concerns about talent or cyber security
or question whether your business is as risk-free as it
can be, you need to have a conversation with a reliable
risk management firm,” offers Carey. “If you aren’t
asking the questions you need to be asking, your business
could already be in jeopardy. We can help you take
that first step toward safer business management.”
6
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